Fractional CFO Services: Strategic Financial Leadership for SMEs
Growing businesses reach a point where they need strategic financial guidance beyond basic bookkeeping and compliance. However, the cost of hiring a full-time Chief Financial Officer can be prohibitive for small and medium-sized enterprises. Fractional CFO services provide the perfect solution: senior-level financial expertise on a part-time or project basis at a fraction of the cost.
At SCG Tax Limited, our fractional CFO services deliver strategic financial planning, cash flow management, financial modeling, investor relations support, and operational improvement guidance. With over 12 years of professional experience and Chartered Tax Advisor qualifications, we bring both technical expertise and practical business understanding to help your company grow profitably and sustainably.
We serve businesses across all of London and every region in the UK. Whether you are preparing for fundraising, managing rapid growth, improving profitability, or planning an exit, our fractional CFO services provide the financial leadership you need to achieve your business objectives.
Our Fractional CFO Services
Financial Strategy and Planning
Develop comprehensive financial strategies aligned with business goals, including budgeting, forecasting, and long-term financial planning.
Cash Flow Management
Optimize working capital, implement cash flow forecasting, and ensure your business maintains healthy liquidity for operations and growth.
KPI Dashboards and Reporting
Design and implement management reporting systems with key performance indicators that drive informed business decisions.
Fundraising Support
Prepare financial models, investor presentations, and due diligence materials for equity or debt fundraising rounds.
Profitability Analysis
Analyze business unit profitability, identify cost optimization opportunities, and implement pricing strategies to improve margins.
M&A and Exit Planning
Strategic guidance on mergers, acquisitions, and business sales including valuation, due diligence, and transaction structuring.
When Your Business Needs a Fractional CFO
Preparing for Growth or Fundraising
You are planning to scale operations, seek investment, or apply for business loans. Investors and lenders expect sophisticated financial planning, forecasting, and reporting. A fractional CFO prepares the financial foundation needed to secure funding and deploy capital effectively.
Managing Rapid Growth
Your business is growing quickly and cash flow management has become complex. Rapid growth strains working capital and can lead to cash flow crises despite increasing revenue. A fractional CFO implements financial controls, forecasting systems, and working capital strategies to ensure growth is sustainable.
Improving Profitability
Revenue is growing but profits are not keeping pace. A fractional CFO conducts detailed profitability analysis by product, service, or customer segment, identifies cost inefficiencies, and implements pricing strategies to improve margins and overall profitability.
Planning an Exit or Acquisition
You are considering selling your business, acquiring another company, or merging with a competitor. These transactions require sophisticated financial analysis, valuation expertise, and negotiation support. A fractional CFO guides you through the entire process to maximize value and minimize risk.
Making Strategic Decisions
You face important business decisions about expansion, new markets, capital investments, or operational changes. A fractional CFO provides financial modeling and scenario analysis to evaluate options objectively and make data-driven decisions that align with your strategic objectives.
Benefits of Fractional CFO Services
Cost-Effective Expertise
Access senior-level financial expertise at a fraction of the cost of hiring a full-time CFO. Pay only for the time and services you need.
Immediate Impact
Experienced fractional CFOs bring immediate value without the long ramp-up time required for new hires to understand your business.
Flexible Engagement
Scale services up or down based on your needs. Increase involvement during critical periods like fundraising or reduce during quieter times.
Broad Experience
Benefit from experience working with multiple businesses across different industries, bringing best practices and proven solutions.
Strategic Partnership
Work with an experienced advisor who understands your business, challenges your thinking constructively, and helps you achieve your goals.
No Long-Term Commitment
Engage services on a project basis or ongoing retainer without employment contracts, benefits, or long-term obligations.
How Our Fractional CFO Service Works
Initial Assessment and Goal Setting
We begin with a comprehensive assessment of your business, financial systems, and strategic objectives. This allows us to understand your challenges, identify priority areas, and establish clear goals for our engagement.
Engagement Structure and Planning
We agree on the scope of services, time commitment, and deliverables. This might be a fixed number of days per month, project-based work, or a flexible arrangement that adapts to your changing needs.
Implementation and Execution
We work directly with your team to implement financial systems, develop strategic plans, prepare reports, and provide ongoing guidance. Regular communication ensures alignment and keeps projects on track.
Ongoing Strategic Partnership
As your trusted financial advisor, we continue to provide strategic guidance, monitor performance against goals, and adapt our services as your business evolves and new opportunities or challenges emerge.